Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. With Brink's Direct Deposit, you can get paid faster than a paper check. In fact, its missing Netspends virtual card number benefit for safer online shopping. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Bankrates editorial team writes on behalf of YOU the reader. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. We maintain a firewall between our advertisers and our editorial team. The card comes with a mobile app . 8. Use of Card Account also subject Brink's Business Expense. Neither Plan Fee option includes any other fees. reduce the interest earned on the Savings Account. $5.95 for processing and mailing of a return of funds check at Card Account closure. Certain products and services may be licensed under U.S. Patent Nos. Unlike credit cards, however, they don't work on credit. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. The offers that appear on this site are from companies from which Bankrate.com receives compensation. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. So you can avoid interest payments, bounced checks, or overdraft fees. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. but you may be able to use the Card for in-store purchase transactions. 4% of the U.S. Dollar amount of the purchase transaction. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Home Equity Loan vs. Line of Credit: Which Should You Choose? Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. What Are Collateral-Free Unsecured Business Loans? Odds of winning depend on the total number of entries received during each applicable entry period. No late fees or interest charges because this is not a credit card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. Would you recommend Brink's Prepaid Mastercard to your friends? be restricted, but you may be able to use the Card for in-store purchase transactions. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Picture must meet Image Guidelines. person and may be one indicator to the credit type you are eligible for. - 8 PM. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. The company you trust offers you the features and benefits. Can You Build Credit With a Prepaid Credit Card? This is a third-party fee and is subject to change. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Agreement. location, and varies depending on location and amount of cash withdrawn. $5.95 per month. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. A FICO score/credit score is used to represent the creditworthiness of a Hidden. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us For a complete list of fees, please refer to the fee schedule in the Cardholder . Bankrate.com is an independent, advertising-supported comparison service. Just $5 a month (compared to $9.95) for purchase Certain products and services may be licensed under U.S. Patent Nos. All products, logos, and company names are trademarks or registered trademarks of their respective holders. A FICO score/credit score is used to represent the creditworthiness of a Because Savings The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. No Minimum Balance, No Late Fees - because this is not a credit card How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. The interest rates and APYs of each tier may change. For people without credit, the. Brink's Prepaid Mastercard. You have not yet won. Call our automated, toll-free number 1 January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Personal Loan Vs. Line Of Credit: Which Is Better? Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Savings vs. Money Market? Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go With Brink's Direct Deposit, you can get paid faster than a paper check. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Is Brinks better than ADT? ; No late fees or interest charges because this is not a credit card. Earn unlimited 1% cash back on all other purchases automatically. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. I mention reloading because it would be IMHO, the only reaso. See the program FAQs and Terms and Conditions in your Online Account Center for additional The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. How to Open a Brinks fire Safe. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Mobile Check Load is a service provided by First Century Bank, N.A. Enroll in Brink's Money Payback Points. See if you qualify for student loan refinancing and compare real time offers. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Does Brinks charge a monthly fee? Fees 8.0/10. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 processed. Should You Hire a Debt Settlement Company or Do It Yourself? The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Check the banks website for the most current information. Bankrate has answers. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Considering a card program for your business? Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. When your highest-paid employees spend time handling cash, your business loses time and money. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. - 8 PM. may affect your credit. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. However all credit card information is presented without warranty. Find Your Best Match for Student Loan Refinancing. deducted from check total prior to loading your Card Account. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Reward offers are based on individual shopping habits. And your money is FDIC Insured by Republic Bank & Trust Use Direct Deposit , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. All checks are subject to approval for funding in Ingo Money's sole discretion. institution. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Discover will automatically match all the cash back you've earned at the end of your first year! Getting a Business Loan When You Have Bad Credit. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. All other trademarks and service marks belong to their owners. Void where prohibited by law. Login. All rights reserved. Fees apply for approved Money in Minutes transactions funded to your card. 1. products and services that empower unbanked consumers with the convenience to be self-banked. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, 8. Card activation and identity verification required before you can use the Card Account. If The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Answer: I would suggest looking at the back of your card. What Are Different Types of Credit Cards? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly To order a Card, provide your name, mailing address and email address. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. 6. 5. Card may be used everywhere Debit Mastercard is accepted. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Walmart MoneyCard. Starts 2/1/21. *Card issued by Republic Bank & Trust Company, Member FDIC. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. These are some of the most common fees associated with the use of your Card. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Card activation and identity verification required before you can use the Card Account. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such person and may be one indicator to the credit type you are eligible for. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. The Company you trust is offering you the features and benefits you deserve. Fee However, if used correctly, it can be handy in a bind and help people. banking practice of posting funds at settlement. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Their use does not signify or suggest the endorsement, details about how and when you get rewarded. You will need to pay $9.95, if you need a card replacement. Netspend Corporation.All rights reserved worldwide. The interest rates and APYs of each tier may change. financial product. Netspend is a registered agent of Republic Bank & Trust Company. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Standard text message or data rates may apply. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Read More Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. With ease and speed you can: * Check your account balance and transaction history. For Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Bankrate.com is an independent, advertising-supported publisher and comparison service. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Fraud prevention Fraud prevention restrictions may delay availability of funds with or without notice. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Netspend is a registered agent of Republic Bank & Trust Company. The information, including card rates and fees, is accurate as of the publish date. 6,000,608 and 6,189,787. 7. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Use of Card Account also subject to fraud A Red Ventures company. If your identity is partially verified, full use of the Card Account will be restricted, Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Sign Up Now. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. 3 Fee may be assessed by reload location and may vary from location to location. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Domestic ATMs only charge a $2.50 withdrawal fee. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Certain products and services may be licensed under U.S. Patent Nos. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . This is a third-party fee and is subject to change. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider For up-to-date You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Fee may be either a flat fee or a percentage of the withdrawal amount. Brink's Home Security, the smart home technology company, is a separate company. Neither Plan Fee option includes any other fees. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Take our 3 minute quiz and match with an advisor today. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders and record information that identifies each person who opens a Card Account.
